Electricity bills are getting expensive day by day, and it’s not always possible to pay the full amount in one go. MEPCO understands this problem and offers an easy installment plan to help its customers. If your electricity bill is too high, you don’t need to worry — now you can pay it in small, monthly parts.

As a professional electrician with years of field experience in Pakistan, I’ll guide you step by step on how to apply for the MEPCO bill installment, who approves it, what documents are needed, and where to pay — in simple and clear language.

🔌 What is a MEPCO Bill Installment?

If your MEPCO electricity bill is too high, you can request to pay it in 2 to 12 monthly parts instead of paying the full bill at once. This option is available for both running and disconnected connections.

This system helps families who are:

• Facing financial difficulties
• Got a sudden high bill due to a system error
• Using more electricity in summer months (because of ACs, fans, etc.)

Who Can Apply for MEPCO Bill Installments?

You can apply if:

• Your bill is too high to pay at once
  
• You’re a MEPCO customer (home or commercial)
  
• You have not defaulted on too many past bills

🧾 Required Documents

To apply for the MEPCO installment, you need:

• Your latest MEPCO bill
  
• CNIC copy
  
• A written application (you can handwrite it or ask the office to give a form)

Where to Apply?

You need to visit your nearest MEPCO Sub Division Office. Go during working hours and talk to one of the following officers, depending on your bill amount.

Common Reasons for High MEPCO Bills

Based on my field experience, here are the real reasons why bills go higher:

1. System Error: Sometimes, your previous bill may show zero units due to a technical glitch. Next month, a huge amount appears suddenly.
   
2. Overuse in Summers: High use of ACs, water pumps, and other heavy appliances.
   
3. Pending Charges: Old dues, fuel adjustments, or meter rent can add up.

If this happens, don’t panic. Just go to your nearest MEPCO office and apply for an installment plan.

👨‍💼 Installment Approval Authority

Note: In some cases, due date extension can also be requested.

Step-by-Step Process to Apply for MEPCO Bill Installment

✅ Step 1: Visit MEPCO Office

Go to the local sub-division or divisional office.

✅ Step 2: Talk to the Officer

Explain your issue (high bill, system error, or financial problem). Ask for the installment plan.

✅ Step 3: Submit Application

Write an application and attach:

• CNIC copy
  
• Electricity bill

✅ Step 4: Get Approval

The officer will review your request. Once approved, you’ll be told how many parts your bill is split into.

✅ Step 5: Pay on Time

Pay every installment before the due date. Keep the payment receipt safe.

🏦 Where to Pay MEPCO Bill Installments?

You can pay your approved installments at:

• HBL
  
• UBL
  
• MCB
  
• Meezan Bank
  
• NBP
  
• Post Office branches

💡 Note: Installment bills cannot be paid through JazzCash, Easypaisa, or internet banking. Only pay at approved banks or post offices.

⚠️ Important Tips

• Always keep a copy of the paid installment slip
  
• Don’t delay payment — late fees may apply

If your installment is not approved, ask the officer for the reason and reapply with the correct information
If you want to estimate your bill, here is our free bill calculator. Click and get the correct estimated bill in 1 second

🔚 Conclusion

Paying your MEPCO bill in installments can be a significant relief when times are tough. Whether it’s due to high usage, technical error, or financial stress, MEPCO gives you a fair chance to manage your bill in easy monthly payments.

As an experienced electrician, I’ve seen many customers benefit from this option, but the key is: apply early, provide correct documents, and pay on time.

If you still have questions, visit your local MEPCO office. They’re there to help you.

Frequently Asked Questions (FAQs)